Merchants Commercial Bank
Chartered Bank Active FDIC Insured
Health Score
8.1 / 10
4608 Tutu Park Mall, St Thomas, VI 00802
Financial Overview
Total Assets $526.1M
Total Deposits $413.2M
Profitability (ROA) 1.90%
Shareholder Return (ROE) 34.76%
Capital Cushion (Eq/Assets) 5.15%
Established 10/30/2006
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$413.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.merchantscommercial.bank
FDIC Certificate #: 58184
Specialization: All Other Under 1 Billion