Meredith Village Savings Bank

Chartered Bank Active FDIC Insured
Health Score
7.3 / 10

24 Nh 25, Meredith, NH 03253

Financial Overview

Total Assets $1.62B
Total Deposits $1.33B
Profitability (ROA) 0.56%
Shareholder Return (ROE) 5.90%
Capital Cushion (Eq/Assets) 9.58%
Established 01/01/1869

Financial Health Analysis

Meredith Village Savings Bank is a currently active mortgage lending specialization banking institution headquartered in Meredith, New Hampshire. Established in 01/01/1869, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Meredith Village Savings Bank manages $1.62B in total assets and holds $1.33B in customer deposits. When evaluating the stability of Meredith Village Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.58%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.56%, while its Return on Equity (ROE) sits at 5.90%. These metrics result in a moderate health score of 7.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$73.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.mvsb.com

FDIC Certificate #: 17180

Specialization: Mortgage Lending Specialization

Location

24 Nh 25

Meredith, New Hampshire 03253

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