Midwest Bank

Chartered Bank Active FDIC Insured
Health Score
9.3 / 10

114 W Main St, Pierce, NE 68767

Financial Overview

Total Assets $1.25B
Total Deposits $1.06B
Profitability (ROA) 0.98%
Shareholder Return (ROE) 11.68%
Capital Cushion (Eq/Assets) 8.45%
Established 01/01/1882

Financial Health Analysis

Midwest Bank is a currently active agricultural specialization banking institution headquartered in Pierce, Nebraska. Established in 01/01/1882, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Midwest Bank manages $1.25B in total assets and holds $1.06B in customer deposits. When evaluating the stability of Midwest Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.45%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.98%, while its Return on Equity (ROE) sits at 11.68%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$96.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.midwest.bank

FDIC Certificate #: 13255

Specialization: Agricultural Specialization

Location

114 W Main St

Pierce, Nebraska 68767

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