Mount Vernon Bank and Trust Company

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

206 1st St Sw, Mount Vernon, IA 52314

Financial Overview

Total Assets $195.6M
Total Deposits $165.4M
Profitability (ROA) 1.30%
Shareholder Return (ROE) 11.33%
Capital Cushion (Eq/Assets) 11.25%
Established 01/01/1884

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$165.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.mountvernonbank.com

FDIC Certificate #: 10494

Specialization: All Other Under 1 Billion

Location

206 1st St Sw

Mount Vernon, Iowa 52314

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