NBT Bank, National Association
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
52 S Broad St, Norwich, NY 13815
Financial Overview
Total Assets $16.09B
Total Deposits $13.89B
Profitability (ROA) 1.18%
Shareholder Return (ROE) 10.23%
Capital Cushion (Eq/Assets) 11.50%
Established 03/03/1856
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$78.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.nbtbank.com
FDIC Certificate #: 7230
Specialization: Commercial Lending Specialization