Northfield Savings Bank

Northfield Savings Bank is a currently active commercial lending specialization banking institution headquartered in Northfield, Vermont. Established in 11/21/1867, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Northfield Savings Bank manages $1.58B in total assets and holds $1.33B in customer deposits. When evaluating the stability of Northfield Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.60%, while its Return on Equity (ROE) sits at 6.31%. These metrics result in a moderate health score of 7.6 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.