OceanFirst Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
8.0 / 10

975 Hooper Ave, Toms River, NJ 08753

Financial Overview

Total Assets $14.47B
Total Deposits $11.25B
Profitability (ROA) 0.72%
Shareholder Return (ROE) 5.96%
Capital Cushion (Eq/Assets) 12.18%
Established 01/01/1902

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$267.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.oceanfirst.com

FDIC Certificate #: 28359

Specialization: Commercial Lending Specialization

Location

975 Hooper Ave

Toms River, New Jersey 08753

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