OptimumBank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
2929 E Commercial Blvd, Fort Lauderdale, FL 33308
Financial Overview
Total Assets $1.27B
Total Deposits $1.09B
Profitability (ROA) 1.70%
Shareholder Return (ROE) 16.45%
Capital Cushion (Eq/Assets) 9.91%
Established 11/01/2000
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$273.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.optimumbank.com
FDIC Certificate #: 35430
Specialization: Commercial Lending Specialization