OPTUS Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1501 Gervais St, Columbia, SC 29201
Financial Overview
Total Assets $785.2M
Total Deposits $660.8M
Profitability (ROA) 1.32%
Shareholder Return (ROE) 10.61%
Capital Cushion (Eq/Assets) 12.49%
Established 03/26/1999
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$330.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.optus.bank
FDIC Certificate #: 35241
Specialization: Commercial Lending Specialization