Oregon Coast Bank

Oregon Coast Bank is a currently active commercial lending specialization banking institution headquartered in Newport, Oregon. Established in 07/08/2002, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Oregon Coast Bank manages $447.3M in total assets and holds $407.2M in customer deposits. When evaluating the stability of Oregon Coast Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.70%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.10%, while its Return on Equity (ROE) sits at 12.76%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.