OSB Community Bank
Chartered Bank Active FDIC Insured
Health Score
8.2 / 10
925 La Salle St, Ottawa, IL 61350
Financial Overview
Total Assets $360.8M
Total Deposits $298.4M
Profitability (ROA) 0.73%
Shareholder Return (ROE) 6.59%
Capital Cushion (Eq/Assets) 11.17%
Established 01/01/1871
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$99.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.myosb.bank
FDIC Certificate #: 27989
Specialization: Commercial Lending Specialization