Perennial Bank
Chartered Bank Active FDIC Insured
Health Score
9.1 / 10
318 N 1st St, Darwin, MN 55324
Financial Overview
Total Assets $155.9M
Total Deposits $142.9M
Profitability (ROA) 0.99%
Shareholder Return (ROE) 12.55%
Capital Cushion (Eq/Assets) 7.81%
Established 01/01/1914
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$35.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.perennialbank.com
FDIC Certificate #: 1413
Specialization: Other Specialized Under 1 Billion