Philo Exchange Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
102 W Washington St, Philo, IL 61864
Financial Overview
Total Assets $151.9M
Total Deposits $126.0M
Profitability (ROA) 1.03%
Shareholder Return (ROE) 10.07%
Capital Cushion (Eq/Assets) 9.97%
Established 01/01/1883
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$25.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.philobank.com
FDIC Certificate #: 5722
Specialization: Agricultural Specialization