PNB Community Bank
Chartered Bank Active FDIC Insured
Health Score
9.6 / 10
1020 John Sims Pkwy E, Niceville, FL 32578
Financial Overview
Total Assets $154.7M
Total Deposits $139.5M
Profitability (ROA) 1.37%
Shareholder Return (ROE) 15.73%
Capital Cushion (Eq/Assets) 8.95%
Established 06/16/1986
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$46.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: pnbcommunity.bank
FDIC Certificate #: 26687
Specialization: Commercial Lending Specialization