Quill Bank
3280 N University Ave, Provo, UT 84604
Financial Overview
Financial Health Analysis
Quill Bank is a currently active commercial lending specialization banking institution headquartered in Provo, Utah. Established in 07/29/1993, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Quill Bank manages $1.50B in total assets and holds $1.28B in customer deposits. When evaluating the stability of Quill Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.25%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 5.11%, while its Return on Equity (ROE) sits at 37.13%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$183.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.ccbank.com
FDIC Certificate #: 33823
Specialization: Commercial Lending Specialization