Security State Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

506 S Main St, Scott City, KS 67871

Financial Overview

Total Assets $1.01B
Total Deposits $739.2M
Profitability (ROA) 1.39%
Shareholder Return (ROE) 12.84%
Capital Cushion (Eq/Assets) 10.87%
Established 04/21/1961

Financial Health Analysis

Security State Bank is a currently active agricultural specialization banking institution headquartered in Scott City, Kansas. Established in 04/21/1961, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Security State Bank manages $1.01B in total assets and holds $739.2M in customer deposits. When evaluating the stability of Security State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.87%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.39%, while its Return on Equity (ROE) sits at 12.84%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$147.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.ssbscott.com

FDIC Certificate #: 18374

Specialization: Agricultural Specialization

Location

506 S Main St

Scott City, Kansas 67871

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