Southern Heritage Bank
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
701 Fourth St, Jonesville, LA 71343
Financial Overview
Total Assets $402.6M
Total Deposits $360.5M
Profitability (ROA) 1.77%
Shareholder Return (ROE) 18.95%
Capital Cushion (Eq/Assets) 9.46%
Established 05/25/1972
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$36.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.shbnet.com
FDIC Certificate #: 20698
Specialization: Commercial Lending Specialization