Spectra Bank
Chartered Bank Active FDIC Insured
Health Score
9.1 / 10
2000 Handley Ederville Rd, Fort Worth, TX 76118
Financial Overview
Total Assets $127.1M
Total Deposits $110.4M
Profitability (ROA) 1.67%
Shareholder Return (ROE) 20.47%
Capital Cushion (Eq/Assets) 7.80%
Established 06/30/1986
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$55.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.spectra.bank
FDIC Certificate #: 26708
Specialization: Commercial Lending Specialization