Spencer County Bank
Chartered Bank Active FDIC Insured
Health Score
8.3 / 10
55 N L J Koch Blvd, Santa Claus, IN 47579
Financial Overview
Total Assets $131.4M
Total Deposits $112.2M
Profitability (ROA) 0.83%
Shareholder Return (ROE) 5.92%
Capital Cushion (Eq/Assets) 14.05%
Established 08/19/1927
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$22.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.spencercountybank.com
FDIC Certificate #: 5786
Specialization: Mortgage Lending Specialization