Spencer Savings Bank, SLA
Chartered Bank Active FDIC Insured
Health Score
7.5 / 10
611 River Dr, Elmwood Park, NJ 07407
Financial Overview
Total Assets $4.03B
Total Deposits $3.12B
Profitability (ROA) 0.62%
Shareholder Return (ROE) 5.34%
Capital Cushion (Eq/Assets) 11.75%
Established 09/19/1939
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$111.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.spencersavings.com
FDIC Certificate #: 30076
Specialization: Commercial Lending Specialization