Spratt Savings Bank
Chartered Bank Active FDIC Insured
Health Score
4.7 / 10
1613 J A Cochran Byp, Chester, SC 29706
Financial Overview
Total Assets $150.3M
Total Deposits $119.0M
Profitability (ROA) 0.17%
Shareholder Return (ROE) 0.81%
Capital Cushion (Eq/Assets) 20.57%
Established 01/01/1893
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$59.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.sprattsavingsbank.com
FDIC Certificate #: 30987
Specialization: Other Specialized Under 1 Billion