State Bank
Chartered Bank Active FDIC Insured
Health Score
5.0 / 10
885 N Illinois Route 3, Waterloo, IL 62298
Financial Overview
Total Assets $320.1M
Total Deposits $291.6M
Profitability (ROA) 0.30%
Shareholder Return (ROE) 4.26%
Capital Cushion (Eq/Assets) 6.95%
Established 01/04/1894
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$58.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.sbw.bank
FDIC Certificate #: 12706
Specialization: Commercial Lending Specialization