State Bank
Chartered Bank Active FDIC Insured
Health Score
6.7 / 10
728 Grand Ave, Spencer, IA 51301
Financial Overview
Total Assets $75.5M
Total Deposits $68.9M
Profitability (ROA) 0.52%
Shareholder Return (ROE) 6.33%
Capital Cushion (Eq/Assets) 8.16%
Established 05/01/1944
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$23.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.statebankspencer.com
FDIC Certificate #: 16151
Specialization: Agricultural Specialization