State Bank of Cold Spring
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
401 Main St, Cold Spring, MN 56320
Financial Overview
Total Assets $78.9M
Total Deposits $71.2M
Profitability (ROA) 1.64%
Shareholder Return (ROE) 17.10%
Capital Cushion (Eq/Assets) 9.61%
Established 01/01/1908
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$71.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.statebankcoldspring.com
FDIC Certificate #: 12444
Specialization: All Other Under 1 Billion