Stearns Bank National Association
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
4191 2nd St S, Saint Cloud, MN 56301
Financial Overview
Total Assets $3.30B
Total Deposits $2.52B
Profitability (ROA) 2.10%
Shareholder Return (ROE) 12.81%
Capital Cushion (Eq/Assets) 16.07%
Established 05/28/1912
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$359.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.stearnsbank.com
FDIC Certificate #: 10988
Specialization: Commercial Lending Specialization