The Bancorp Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
9.5 / 10

345 N Reid Pl, Sioux Falls, SD 57103

Financial Overview

Total Assets $9.90B
Total Deposits $8.44B
Profitability (ROA) 2.87%
Shareholder Return (ROE) 31.71%
Capital Cushion (Eq/Assets) 8.82%
Established 07/28/2000

Financial Health Analysis

The Bancorp Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Sioux Falls, South Dakota. Established in 07/28/2000, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Bancorp Bank, National Association manages $9.90B in total assets and holds $8.44B in customer deposits. When evaluating the stability of The Bancorp Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.82%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.87%, while its Return on Equity (ROE) sits at 31.71%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$8.44B avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.thebancorp.com

FDIC Certificate #: 35444

Specialization: Commercial Lending Specialization

Location

345 N Reid Pl

Sioux Falls, South Dakota 57103

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