The Bank of New York Mellon

Chartered Bank Active FDIC Insured
Health Score
8.5 / 10

240 E Greenwich St, New York, NY 10007

Financial Overview

Total Assets $467.35B
Total Deposits $419.72B
Profitability (ROA) 1.29%
Shareholder Return (ROE) 18.64%
Capital Cushion (Eq/Assets) 6.23%
Established 01/01/1851

Financial Health Analysis

The Bank of New York Mellon is a currently active all other over 1 billion banking institution headquartered in New York, New York. Established in 01/01/1851, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Bank of New York Mellon manages $467.35B in total assets and holds $419.72B in customer deposits. When evaluating the stability of The Bank of New York Mellon, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.23%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.29%, while its Return on Equity (ROE) sits at 18.64%. These robust metrics contribute to an overall health score of 8.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$34.98B avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bny.com

FDIC Certificate #: 639

Specialization: All Other Over 1 Billion

Location

240 E Greenwich St

New York, New York 10007

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