The Citizens Bank of Georgia
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
651 Veterans Memorial Blvd, Cumming, GA 30040
Financial Overview
Total Assets $622.0M
Total Deposits $556.3M
Profitability (ROA) 1.79%
Shareholder Return (ROE) 17.76%
Capital Cushion (Eq/Assets) 10.16%
Established 02/03/1997
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$139.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.citizbank.com
FDIC Certificate #: 34229
Specialization: Commercial Lending Specialization