The Citizens Bank of Swainsboro
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
121 N Main St, Swainsboro, GA 30401
Financial Overview
Total Assets $418.9M
Total Deposits $365.7M
Profitability (ROA) 1.77%
Shareholder Return (ROE) 15.10%
Capital Cushion (Eq/Assets) 11.67%
Established 01/01/1900
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$73.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cbs-lc.com
FDIC Certificate #: 11295
Specialization: Commercial Lending Specialization