The Citizens National Bank of Hammond
Chartered Bank Active FDIC Insured
Health Score
3.2 / 10
19 Main St, Hammond, NY 13646
Financial Overview
Total Assets $25.0M
Total Deposits $23.0M
Profitability (ROA) -1.61%
Shareholder Return (ROE) -20.05%
Capital Cushion (Eq/Assets) 7.90%
Established 01/01/1913
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$11.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
FDIC Certificate #: 14820
Specialization: Mortgage Lending Specialization