The Clay City Banking Co.
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
331 S Main St, Clay City, IL 62824
Financial Overview
Total Assets $256.2M
Total Deposits $231.3M
Profitability (ROA) 1.42%
Shareholder Return (ROE) 16.10%
Capital Cushion (Eq/Assets) 8.85%
Established 07/05/1892
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$57.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.claycitybanking.bank
FDIC Certificate #: 10845
Specialization: All Other Under 1 Billion