The Farmers & Merchants State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
307 N Defiance St, Archbold, OH 43502
Financial Overview
Total Assets $3.48B
Total Deposits $2.82B
Profitability (ROA) 1.15%
Shareholder Return (ROE) 10.12%
Capital Cushion (Eq/Assets) 11.35%
Established 04/01/1897
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$68.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fm.bank
FDIC Certificate #: 5969
Specialization: Commercial Lending Specialization