The First National Bank at St. James
Chartered Bank Active FDIC Insured
Health Score
8.7 / 10
202 1st Ave S, Saint James, MN 56081
Financial Overview
Total Assets $36.9M
Total Deposits $33.7M
Profitability (ROA) 0.81%
Shareholder Return (ROE) 9.62%
Capital Cushion (Eq/Assets) 8.53%
Established 10/31/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$33.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fnbstjames.com
FDIC Certificate #: 14853
Specialization: Agricultural Specialization