The First National Bank of Bangor

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

1798 Commercial St, Bangor, WI 54614

Financial Overview

Total Assets $359.4M
Total Deposits $223.9M
Profitability (ROA) 3.36%
Shareholder Return (ROE) 11.38%
Capital Cushion (Eq/Assets) 30.88%
Established 07/01/1903

Financial Health Analysis

The First National Bank of Bangor is a currently active commercial lending specialization banking institution headquartered in Bangor, Wisconsin. Established in 07/01/1903, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The First National Bank of Bangor manages $359.4M in total assets and holds $223.9M in customer deposits. When evaluating the stability of The First National Bank of Bangor, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 30.88%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 3.36%, while its Return on Equity (ROE) sits at 11.38%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$44.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: fnbbangor.net

FDIC Certificate #: 5337

Specialization: Commercial Lending Specialization

Location

1798 Commercial St

Bangor, Wisconsin 54614

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