The First National Bank of Waynesboro
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
626 N Liberty St, Waynesboro, GA 30830
Financial Overview
Total Assets $226.7M
Total Deposits $182.0M
Profitability (ROA) 2.34%
Shareholder Return (ROE) 12.54%
Capital Cushion (Eq/Assets) 18.92%
Established 01/01/1905
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$91.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fnbwaynesboro.com
FDIC Certificate #: 2160
Specialization: All Other Under 1 Billion