The First National Bank of Winnsboro
Chartered Bank Active FDIC Insured
Health Score
9.6 / 10
315 N Main St, Winnsboro, TX 75494
Financial Overview
Total Assets $156.2M
Total Deposits $120.8M
Profitability (ROA) 1.76%
Shareholder Return (ROE) 8.50%
Capital Cushion (Eq/Assets) 20.82%
Established 01/01/1893
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$40.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fnbwinnsboro.com
FDIC Certificate #: 5590
Specialization: Commercial Lending Specialization