The First National Bank & Trust

Chartered Bank Active FDIC Insured
Health Score
9.8 / 10

2714 West Third Street, Elk City, OK 73644

Financial Overview

Total Assets $293.7M
Total Deposits $263.9M
Profitability (ROA) 2.09%
Shareholder Return (ROE) 21.94%
Capital Cushion (Eq/Assets) 9.57%
Established 04/19/1901

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$88.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fnbec.com

FDIC Certificate #: 4086

Specialization: Agricultural Specialization

Location

2714 West Third Street

Elk City, Oklahoma 73644

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