The Harbor Bank of Maryland

The Harbor Bank of Maryland is a currently active commercial lending specialization banking institution headquartered in Baltimore, Maryland. Established in 09/13/1982, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Harbor Bank of Maryland manages $381.7M in total assets and holds $329.1M in customer deposits. When evaluating the stability of The Harbor Bank of Maryland, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.35%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.60%, while its Return on Equity (ROE) sits at 4.84%. These metrics result in a moderate health score of 7.2 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.