The Harvard State Bank
Chartered Bank Active FDIC Insured
Health Score
9.2 / 10
33 N Ayer St, Harvard, IL 60033
Financial Overview
Total Assets $327.1M
Total Deposits $291.5M
Profitability (ROA) 1.09%
Shareholder Return (ROE) 13.59%
Capital Cushion (Eq/Assets) 7.92%
Established 08/01/1866
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$58.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.webhsb.com
FDIC Certificate #: 9079
Specialization: Commercial Lending Specialization