The Merchants & Citizens Bank
Chartered Bank Active FDIC Insured
Health Score
7.7 / 10
6 College St, Mcrae, GA 31055
Financial Overview
Total Assets $148.1M
Total Deposits $132.0M
Profitability (ROA) 0.64%
Shareholder Return (ROE) 6.45%
Capital Cushion (Eq/Assets) 9.47%
Established 02/23/1929
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$132.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.merchantsandcitizensbank.com
FDIC Certificate #: 183
Specialization: Other Specialized Under 1 Billion