The Peoples Bank Co.
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
112 W Main St, Coldwater, OH 45828
Financial Overview
Total Assets $842.5M
Total Deposits $737.9M
Profitability (ROA) 1.68%
Shareholder Return (ROE) 17.50%
Capital Cushion (Eq/Assets) 9.64%
Established 11/20/1905
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$105.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.