The State Bank of Pearl City

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

215 S Main St, Pearl City, IL 61062

Financial Overview

Total Assets $68.3M
Total Deposits $60.7M
Profitability (ROA) 1.05%
Shareholder Return (ROE) 9.85%
Capital Cushion (Eq/Assets) 10.76%
Established 12/08/1945

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$30.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.pearlcitybank.com

FDIC Certificate #: 16344

Specialization: All Other Under 1 Billion

Location

215 S Main St

Pearl City, Illinois 61062

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