The Waterford Commercial and Savings Bank
Chartered Bank Active FDIC Insured
Health Score
7.5 / 10
20115 State Route 339, Waterford, OH 45786
Financial Overview
Total Assets $54.4M
Total Deposits $46.6M
Profitability (ROA) 0.68%
Shareholder Return (ROE) 4.99%
Capital Cushion (Eq/Assets) 13.90%
Established 01/01/1908
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$23.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.waterfordbank.com
FDIC Certificate #: 8397
Specialization: Consumer Lending Specialization