Tioga State Bank National Association
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1 N Main St, Spencer, NY 14883
Financial Overview
Total Assets $639.7M
Total Deposits $555.0M
Profitability (ROA) 1.29%
Shareholder Return (ROE) 12.54%
Capital Cushion (Eq/Assets) 10.09%
Established 03/24/1884
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$50.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.tiogabank.com
FDIC Certificate #: 9410
Specialization: Commercial Lending Specialization