TrailWest Bank

Chartered Bank Active FDIC Insured
Health Score
9.4 / 10

11300 Us Highway 93 S, Lolo, MT 59847

Financial Overview

Total Assets $1.09B
Total Deposits $845.6M
Profitability (ROA) 1.73%
Shareholder Return (ROE) 20.29%
Capital Cushion (Eq/Assets) 8.61%
Established 05/17/1982

Financial Health Analysis

TrailWest Bank is a currently active commercial lending specialization banking institution headquartered in Lolo, Montana. Established in 05/17/1982, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, TrailWest Bank manages $1.09B in total assets and holds $845.6M in customer deposits. When evaluating the stability of TrailWest Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.61%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.73%, while its Return on Equity (ROE) sits at 20.29%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$56.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.trailwest.bank

FDIC Certificate #: 23806

Specialization: Commercial Lending Specialization

Location

11300 Us Highway 93 S

Lolo, Montana 59847

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