Truist Bank
214 N Tryon St, Charlotte, NC 28202
Financial Overview
Financial Health Analysis
Truist Bank is a currently active all other over 1 billion banking institution headquartered in Charlotte, North Carolina. Established in 01/01/1872, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Truist Bank manages $541.18B in total assets and holds $413.57B in customer deposits. When evaluating the stability of Truist Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.66%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.16%, while its Return on Equity (ROE) sits at 9.96%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$214.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.