TS Bank
15 E Main St, Treynor, IA 51575
Financial Overview
Financial Health Analysis
TS Bank is a currently active agricultural specialization banking institution headquartered in Treynor, Iowa. Established in 06/01/1923, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, TS Bank manages $459.4M in total assets and holds $407.1M in customer deposits. When evaluating the stability of TS Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 5.41%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 4.12%, while its Return on Equity (ROE) sits at 83.46%. These robust metrics contribute to an overall health score of 8.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$58.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.tsbank.com
FDIC Certificate #: 14812
Specialization: Agricultural Specialization