TS Bank

Chartered Bank Active FDIC Insured
Health Score
8.2 / 10

15 E Main St, Treynor, IA 51575

Financial Overview

Total Assets $459.4M
Total Deposits $407.1M
Profitability (ROA) 4.12%
Shareholder Return (ROE) 83.46%
Capital Cushion (Eq/Assets) 5.41%
Established 06/01/1923

Financial Health Analysis

TS Bank is a currently active agricultural specialization banking institution headquartered in Treynor, Iowa. Established in 06/01/1923, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, TS Bank manages $459.4M in total assets and holds $407.1M in customer deposits. When evaluating the stability of TS Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 5.41%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 4.12%, while its Return on Equity (ROE) sits at 83.46%. These robust metrics contribute to an overall health score of 8.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$58.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.tsbank.com

FDIC Certificate #: 14812

Specialization: Agricultural Specialization

Location

15 E Main St

Treynor, Iowa 51575

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