Union National Bank and Trust Company of Elgin
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
101 E Chicago St, Elgin, IL 60120
Financial Overview
Total Assets $409.1M
Total Deposits $365.0M
Profitability (ROA) 2.24%
Shareholder Return (ROE) 22.56%
Capital Cushion (Eq/Assets) 9.80%
Established 05/21/1904
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$182.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.unbelgin.com
FDIC Certificate #: 3661
Specialization: Commercial Lending Specialization