Union State Bank
Chartered Bank Active FDIC Insured
Health Score
6.1 / 10
15 20th St N, Pell City, AL 35125
Financial Overview
Total Assets $205.4M
Total Deposits $189.2M
Profitability (ROA) 0.45%
Shareholder Return (ROE) 8.69%
Capital Cushion (Eq/Assets) 5.46%
Established 01/01/1903
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$23.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.unionstate.net
FDIC Certificate #: 5602
Specialization: Commercial Lending Specialization