United Cumberland Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
47 S Main St, Whitley City, KY 42653
Financial Overview
Total Assets $459.5M
Total Deposits $399.2M
Profitability (ROA) 1.91%
Shareholder Return (ROE) 17.66%
Capital Cushion (Eq/Assets) 10.81%
Established 01/01/1906
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$57.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.unitedcumberland.com
FDIC Certificate #: 303
Specialization: Commercial Lending Specialization